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How to Set Up Samsung Pay

    Ready to head out for a day of shopping? No need to take your wallet or purse anymore, when all your payment needs are handily stored in your mobile device! Samsung Pay is a simpler way to pay for things when you are on the go. The app turns your smartphone into a digital wallet that not only carries a debit and credit card, but gift cards as well! The best part is that Samsung’s biometric security ensures no one can gain access to your financial information; so, you also have peace of mind.

    It is important to note that this app is available on certain Samsung smartwatches or phone models. You can also use Samsung Pay on a watch or a phone that is not Samsung; however, ensure it is updated to Android 6.0 or higher.

    To install and use this app, you’ll need a compatible Samsung watch or phone model (see above), MST or NFC support on your device, a Samsung account, the supported debit, credit, or gift card you want to add (plus you must be situated in the country of the bank, credit union, or retailer of the card you choose so you can be verified), and lastly, you’ll need to register your fingerprint to your Samsung device, or have a Samsung Pay PIN.

    The good news for some is that Samsung Pay already comes loaded on most phones these days, but you can also install (or reinstall), at any point in time. Once installed, open the app, and then hit “Get Started”. It will first prompt you for a new PIN, and you’ll have to enter this number, and also re-enter to confirm. 

    Next step? Adding your payment cards! Have the payment cards on hand while you are setting everything up. Follow the screen instructions while registering each card. If you have already set up your Samsung Pay (with cards) and want to add more, open the app, tap on the menu (on the top left-hand side), and hit “Cards”. Next, hit “Add Card”, and then select the type of card you want to add. Samsung Pay can manage up to 10 payment cards in your “digital” wallet.

    Now that you are all set, you may have some minor concerns about Samsung Pay. After all, adding methods of payment on your device or watch may have you wondering what will happen if either item gets stolen or lost. Samsung has another interesting app called “Find My Mobile”. You need to ensure this app is already downloaded and registered before the unthinkable happens, and a good idea is to do this right after you organize your Samsung Pay account. 

    Should you lose your device or watch, you can simply lock your phone via “Find My Mobile”, and Samsung Pay will also suspend transactions made on the account until your watch or phone is found, and you can verify your identity with the device. You can access “Find My Mobile” on a computer and log into your Samsung account. A list of devices under your account will pop up, including their location, and you select the device that has gone missing, and click “lock”. With these simple steps, no one can access your phone or Samsung Pay.  So, leave that wallet at home for shopping errands! These days, thanks to Samsung Pay, all you need is your keys and your phone!

    Christopher - BSc, MBA

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.

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