Does Checking your Credit Score Lower it?
A good credit score is extremely important – a fact that many of us do not learn until it is too late. It is important for more reasons than just being approved for more credit…
Credit Report
Your Credit Score is a Reflection of the Risk that a Lender Faces
To qualify for a credit card, an applicant must have a credit score acceptable to the lender that provides the line of credit. This score is a reflection of the risk that a lender faces…
Credit Score and Credit Worthiness
Credit scores are three-digit numbers that essentially explain your credit-worthiness. A credit score ranges from 300-850. Having a line of credit on a credit card can make or break your credit score depending on how…
How FICO Determines Your Credit Score
FICO is one of the most popular credit scorers around. Many employers, banks and other potential lenders use these to determine your qualifications. FICO essentially pulls all the financial information from your credit reports and…