What is the Canadian Mortgage Stress Test?
A mortgage “stress test” helps to plan for the worst-case financial scenario. It involves modelling to figure out how much a person can afford to borrow when buying a house, should the individual fall into…
Mortgage Payment
How to Get a Mortgage Payment Deferral?
A mortgage deferral allows you to delay mortgage payments for a specific time. Whether you have lost your job, are dealing with a health crisis that is affecting your family and financial situation, or just…