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Scotiabank Value® VISA card Review

    The Scotiabank Value VISA card has a minimum $500 credit limit and a low 11.99% interest rate. If you are a Canadian citizen or landed immigrant, you can transfer high debt accounts over to this Value VISA credit card by Scotiabank. With the Scotiabank Value VISA card, transferring your balances or getting a cash advance is easy. This card is accepted at over 1 million ABMs around the world that display the VISA/PLUS logo, including over 55,000 ABMs that display the INTERAC logo in Canada.


    Save hundreds of dollars a year
    Scotiabank Value® VISA card Application

    Write a cheque to another credit card provider to transfer your balance, based on your approved and available credit balance, and you’ll be saving money every month!

    Key Benefits

    • Save hundreds of dollars a year
    • Low 11.99% interest rate
    • Pay down balances faster
    • Simplify your monthly payments

    This isn’t a credit card that will help you establish or repair your credit, but it is the perfect credit card for those who are looking to manage their debt in a smarter, more affordable way.

    Save literally hundreds of dollars thanks to the special introductory APR and regular low interest rate.

    Even if you can’t pay off the entire amount of debt within the introductory period of six months, you still have just a 11.99% APR on this card, which is much lower than other credit cards with similar terms and conditions.

    You must have a minimum gross monthly income of greater than $1,000 unless you are a student. You have access to a 21 day grace period on purchases and the annual fee is $29.

    Get Discounts At AVIS Car Rentals Too!

    When you’re approved for the Scotiabank Value VISA card, you also gain the opportunity to save up to 20% on your rental needs worldwide at participating AVIS affiliates. The discount is automatic. All you’ve got to do is present your VISA card when making a purchase and you’ll have up to 20% taken off of your total bill.


    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.

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