Scotia Momentum® No-Fee VISA Credit Card Review

The Scotia Momentum card provides a convenient way to pay down your day to day living expenses quickly, yet furthermore providing the possibility to earn large rewards while doing so.

This is perhaps the best borrowing card on the market to rendezvous and meet your needs of convenient spending and cash rewards.  The credit card is called the Scotia Momentum No-Fee VISA card, offered by Scotiabank. With a 7.99% APR, you can rapidly move balances during its six month introductory time span and save hundreds of dollars on your living payments.

Profit from money back on every day purchases that you make, pay no annual fee, and you’ve got yourself an excellent formula for achievement!

The Money Back Program

You get 1% money cash back on purchases made at qualifying vendors, such as pharmaceutical stores, food grocery stores, gas pumps for your car, or even your recurring payments you make through your accounts for utilities. Get .5% cash back on all other purchases.

If you’re looking to create a financial benefit for yourself for the day to day spending that you do, then the Scotia Momentum No-Fee VISA credit card could be the credit card answer you’ve been searching for.

With comparable rates as other cards, money back, and easy-to-access borrowing when you need it, you’ll have all the debt administration devices you need at your disposal with this helpful card.

  • Many charge cards that have no annual fee also have no rewards, but that’s not the case with this card. With up to 1% cash back on purchases and a 7.99% introductory APR for purchases, now is the perfect time to save money on that big ticket item that you’ve been wanting.
  • The minimum credit line offered by this line of credit is $500 and the grace period will stay interest free for at least 21 days. Recurring payments also qualify for the 1% cash back, so save cash today on your monthly insurance premiums and other memberships by applying.

Credit Card Protection Is Also Available

If you carry small balances on your credit card, then you may also wish to consider carrying an insurance policy on your Scotia Momentum credit card balance.

For $0.95 per $100 in average balances throughout the month, up to 5% of your existing balance or minimum payment due will be paid if you can’t pay your bill for some reason. If you have a critical emergency, your existing balance, up to $20,000, can even be paid off!

With competitive rates, cash back, and easy-to-access credit when you need it, you’ll have all the debt management tools you need at your disposal with this helpful card! If you can pay off your balance in six months or less to take advantage of the promo rates, then we highly recommend that you take the time to explore the advantages this card offers.


Cash back on everyday spending
Scotia Momentum® No Fee VISA* card Application