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Fly High with United MileagePlus® Explorer Card Review

    If you’re a frequent flyer with United Airlines, then the United MileagePlus® Explorer Card might just be the credit card for you. While the $95 annual fee may seem steep, the card’s impressive list of perks and benefits make it a worthwhile investment.

    Airport Benefits

    One of the most attractive perks of the United MileagePlus® Explorer Card is the airport benefits it offers. You’ll receive free checked bags, priority boarding, and two one-time passes to United airport lounges each year. These benefits can add up to significant savings and enhance your travel experience.

    Earn Miles

    The United MileagePlus® Explorer Card rewards you with two miles for every dollar you spend on United Airlines travel. This means that every time you book a flight, you’re getting closer to earning a free ticket. Plus, you’ll earn one mile for every dollar spent on all other purchases.

    Sign-Up Bonus

    To sweeten the deal, the United MileagePlus® Explorer Card offers a sign-up bonus. Spend $3,000 on the card within the first three months, and you’ll receive 50,000 bonus miles. That’s enough for a round-trip domestic flight or a one-way international flight. If you spend at least $25,000 per year on the United MileagePlus® Explorer Card, you’ll receive an additional 10,000 bonus miles. This bonus can be earned every year, meaning that your rewards can add up quickly.

    Comparison of the United MileagePlus® Explorer Card with other travel credit cards in the market based on the features and cost.

    Card NameAnnual FeeSign-up BonusRewards ProgramAirport Benefits
    United MileagePlus® Explorer Card$9550,000 bonus miles with $3,000 spend in the first 3 months2 miles per $1 spent on United Airlines, 1 mile per $1 on all other purchasesFree checked bags, priority boarding, 2 one-time passes to United airport lounges per year
    Chase Sapphire Preferred® Card$95100,000 bonus points with $4,000 spend in the first 3 months2 points per $1 spent on travel and dining, 1 point per $1 on all other purchasesNo airport benefits
    Capital One® Venture® Rewards Credit Card$9560,000 bonus miles with $3,000 spend in the first 3 months2 miles per $1 spent on all purchasesNo airport benefits
    American Express® Gold Card$25060,000 Membership Rewards® points with $4,000 spend in the first 6 months4 points per $1 spent at restaurants and on up to $25,000 in supermarket purchases per year, 3 points per $1 on flights booked directly with airlines or on amextravel.com, 1 point per $1 on all other purchasesNo airport benefits

    From the table above, the United MileagePlus® Explorer Card stands out for its airport benefits, which include free checked bags, priority boarding, and airport lounge access. However, it has a lower sign-up bonus compared to the Chase Sapphire Preferred® Card, and the rewards program is more limited, as it primarily rewards spending on United Airlines. Additionally, the annual fee is lower than the American Express® Gold Card, but higher than the Capital One® Venture® Rewards Credit Card.

    If you’re a frequent flyer with United Airlines, the United MileagePlus® Explorer Card is a card worth considering. With its impressive list of benefits, rewards program, and sign-up bonus, the card can help you earn free flights and enhance your travel experience.

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched <a href="https://underbanked.com/about-underbanked">Underbanked</a>® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.

    Christopher - BSc, MBA

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.