How to Apply for a Chase Credit Card

  • 3 min read

As one of the Top 10 credit card lenders in the world, Chase offers its customers a wide array of flexible spending tools that can help them achieve their financial goals. From helpful rewards cards to special financing options, there are a number of ways that a Chase credit card could help you today! Which credit card might be right for you? Let’s take a look at the options available to you below!

The Future Shop Card: If you’re looking for a way to establish your credit or repair a damaged credit profile, then this credit card might be a good choice to consider. The 29.9% APR is a little high when compared to other credit cards, as is the minimum $10 monthly payment, but in return you get the chance to have your financial history on this card reported to the major credit reporting bureaus. Quebec residents have a $25 annual fee they are subject to pay and this appears on the balance of the card, whether it is activated or not.

Amazon Rewards Card: If you shop a lot online or are a member of Amazon Prime, then you might get tremendous value out of this line of credit offered by Chase. With a competitive 19.99% APR and no annual fee, you’ll get a credit card that is straight-forward and still give you great rewards. You’ll get a $20 certificate to use at Amazon immediately upon approval and earn rewards based on your spending. Any Amazon purchase is awarded double points!

Sears Card: Chase offers a trio of credit cards that are associated with Sears. The basic Sears Club card gives you $30 as a welcome bonus and lets you earn double points on purchases at Sears that can then be turned in for useful items at the store. If you qualify for the Voyage card in this trio, you’ll earn triple points on Sears travel purchases and also receive $25 in points when you make your first qualifying purchase. The introductory level card carries a 29.9% APR, while the Sears Financial and Voyage cards have a 19.99% APR. The Voyage card also carries with it a $39 annual fee.

Marriot Rewards: If you enjoy staying at a Marriott hotel when you travel, then you’ll enjoy this rewards credit card that is presented by Chase. You’ll get up to 5 free nights per year and get a free night on your yearly anniversary of being a cardholder just for having the card in your purse or wallet! There is an annual fee of $120 that is waived for the first year and the standard 19.99% APR applies on all purchases. If you pay for your Marriot stay with your Marriot card, you’ll receive 5x points on the entire purchase.

Which Chase credit card is right for you? Apply for one today and begin to experience the financial flexibility you deserve!

nv-author-image

Christopher - BSc, MBA

With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.