How to Apply for a CIBC Bank Credit Card

  • 3 min read

A good lender will provide a wide variety of credit card products for consumers to consider. Each credit card should be able to meet a specific need so that each person can have the flexible spending tools and line of credit they need. CIBC Bank credit cards meet this criteria, so let’s take a look at some of the options available to you today!

Aventura® Visa Card: With the Aventura card, you receive a comprehensive travel rewards card that offers flights for as low as 10,000 Aventura points. There are no blackouts or restrictions on the flights and the points don’t expire as they can with other cards. You’ll earn 1.5 points for every $1 spent at grocery stores, gas stations, and drug stores. Triple points can be earned at select high-end restaurants, while double points can be earned through trips booked through the Aventura travel center. It’s available in a standard card, gold card, or Infinite card and approval of the Infinite card means 15,000 travel points on your first purchase.

If you’re a student, then you can take advantage of the Student Aventura program. With 2,500 points upon approval and your first qualifying purchase and a low annual fee, you’ll get the chance to earn rewards even if your credit isn’t fully established yet.

CIBC Dividend Visa Card: This card offers four different levels of credit as well as purchasing security and extended protection insurance for the items that you buy. The introductory level card offers users up to 1% cash back on purchases, while the Platinum, Infinite, and Unlimited versions of this line of credit offer up to 2% cash back. There are annual fees on the cards that offer higher cash back levels; however, and each card comes with a standard 19.99% APR.

PETRO-POINTS™ MasterCard®: With no annual fee and the opportunity to save 2 cents per litre at Petro-Canada, you can earn points with virtually every purchase you make. You’ll get a 19.99% APR on purchases that rollover outside of the grace period and bonus points in a number of ways. Every time you make $1,000 or more in purchases on your card, you’ll receive 5,000 bonus points. There are bonus points for fuel purchases, drug store purchases, and grocery purchases as well.

CIBC Secured Cards: There are a variety of secured cards available through CIBC that will report your credit card history to the major credit reporting bureaus to help establish your credit. This applies to recent immigrants and for those who may have had struggles with their credit in addition to those who are trying to establish their credit history for the first time. A small deposit secures the credit card’s line of credit and allows it to be used just like any other credit card.

CIBC Bank credit cards have a wide variety of options and services that can help you achieve your financial goals. Visit review for more information or to apply for a credit card at CIBC.

nv-author-image

Christopher - BSc, MBA

With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.