Gold Delta SkyMiles® American Express Credit Card Review

  • 2 min read

While the $95 annual fee immediately pushes some people away, its great benefits attract other people interested in Travel.  Usually the Gold Delta SkyMiles® Credit Card annual fee is waived for the first year. So, you have a year to decide if you like this Cobranded card – most people who try it like it. If you spend $1,000 in the first three months, you get 30,000 Bonus Miles.

Delta SkyMiles Advantages

It’s a good card that offers some unique benefits:

1. The Gold Delta SkyMiles® Credit Card offers free checked-baggage with Delta. This can be shared with nine people!  

2. Pre boarding with Delta and discounted access to airport  lounges.

3. Bonus of 2-miles-per-$1 spent on all Delta purchases, 1 mile per $1 on all other purchases.

4. A $50 statement credit with a Delta purchase with your new card within the first three months.

However, you must redeem points for flights from Delta Air or SkyTeam Alliance. American Express is not accepted everywhere. Find out more about the Gold Delta SkyMiles® Credit Card.

American Express Credit Card Advantages

What makes AmEx different is the fact that they operate along the entire purchasing chain. They are a credit card issuer, a payment processor, and ultimately a financial partner to millions of people who need global spending power that is also flexible.

Does having an American Express card give you any specific advantages?

Loyalty. American Express is known for siding with their consumers when a dispute arises. You can have confidence in the fact that if an unknown charge shows up on your credit card statement or if charges are incorrect, they’ll work hard on your behalf.

Respect. American Express is constantly rated as the best provider of customer service in the credit card industry. You won’t have to worry about being transferred around to several different people just to get a question answered or have a problem solved. Their mission is simple and straightforward: in order to get your respect, they must first earn it by respecting you.

Value. Most credit card issuers and processors offer a value and rewards program, but what AmEx offers is above and beyond. You’ll receive exclusive invitation-only access to events near your community, as well as premium event tickets.

Delta and American Express combine benefits in this unique cobranded card.

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Christopher - BSc, MBA

With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.