JetBlue Credit Card Review

  • 3 min read

Are you looking for a rewards card that is geared to traveling, with no annual fee, where the points redeemed will truly add value to your life? Do you love flying with JetBlue? If you’ve nodded yes to all these points, then look no further than the JetBlue Card! First and foremost, no annual fee linked to a travel rewards card can be quite the anomaly these days. Secondly, the JetBlue Card also offers a substantial “welcome offer” that will have you more than intrigued.

Once approved, JetBlue cardholders have the potential of earning 10,000 bonus TrueBlue points their first 90 days with the credit card, if they have purchased a minimum of $1,000. After that, 3 points are collected for every dollar whenever you charge on JetBlue purchases, and two TrueBlue points for every dollar spent at restaurants and grocery stores. You also collect one point for every dollar spent on all other charges. Plus, there are no limits or caps to how many TrueBlue points you can collect, so your opportunities are endless.

Added benefits within the JetBlue Mastercard rewards program include the fact that your TrueBlue points don’t expire, and you can redeem them at any time. You can also earn and share your TrueBlues with someone else by pooling points – not a feature you see often within any rewards program, right now. When it comes to redeeming these points for travel, purchasing an Award Flight is a snap. Simply visit the rewards website at jetblue.com/trueblue, sign into your account, click onto the “Book Travel” button, and then search for options based on the number of points you have saved.

TrueBlue points can be used for any seat, at any time for an Award Flight, and there are no blackout dates that can come between you and flying the friendly skies! It’s important to note that points needed for an Award Flight do vary according to the time of booking. Added flight benefits include 50% off in-flight food and cocktail purchases if you use your credit card.

With that said, there are other advantages to having a JetBlue Card. Cardholders are privy to $0 fraud liability protection, which means that you will not be held accountable for unauthorized charges on your account that are reported. The card’s handy chip technology makes charging purchases that much easier, with a tap and go function; plus, there is an added layer of security (and peace of mind) offered with this feature. Lastly, there are no foreign transaction fees, which can be a major bonus for those who not only love to travel but love to shop while vacationing away from home. 

The card also provides an introductory APR offer of 0% for the first 12 billing cycles after every balance transfer is posted to the credit card, within the first 45 days of opening the account. Balance transfers cost either $5 for each transfer or 3% of said transfer; whichever amount equals out to more. In addition, cash advance fees equal out to either 5% or $10; whichever number is greater. Late and returned payments are subject to a penalty fee up to $37; however, this does vary, according to the state you reside in.

If you enjoy traveling, especially with JetBlue, and love racking up rewards points, then this credit card might be for you. Having said that, the JetBlue Card is subject to credit approval, and they make it pretty clear on the website that “not everyone” will qualify for this credit card. 

Learn more about the JetBlue Card, and how you can apply.

nv-author-image

Christopher - BSc, MBA

With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.