Chase Sapphire Preferred® Card Review

  • 4 min read

While many people are immediately turned off by the Chase Sapphire Preferred® Card charging you $95, it is a good card overall. The fact that fee is waived in year one means you have a full year to see if this fully suits your needs. With really good rewards that are higher than average and pretty extensive in terms of flexibility, it makes a fine choice for a frequent flyer. Points are also worth an extra quarter if you book through the Chase Ultimate rewards program. You may transfer them to other flyer programs such as United, BA, Virgin and Southwest.

  • it pays 1 point per $1 spent on everything (2 points per $1 on travel/dining) .
  • Offers 50,000 bonus points add-on if you spend $4,000 over three-months.

This is a very flexible card with excellent rewards for a serious traveller. Read More About The Chase Sapphire Preferred® Card.

Some other reasons to consider a Chase Credit Card

A Chase credit card provides a number of key benefits. From the Chase Freedom card to the Sapphire card, there are numerous ways that you can earn and use rewards. There are also a number of key features that make using these credit cards from Chase highly beneficial to the average customer. If you are thinking about applying for a Chase card, here are some of the ways that you can benefit.

#1. There is global acceptance of a Chase credit card. Chase credit cards are accepted in twice as many places around the world when compared to other credit card providers. This means that you can keep using your card and building up rewards almost anywhere you may go.

#2. Customer service is available 24/7. Instead of having to wait for normal business hours, or needing to weave your way through an automated system numerous options, customer service from Chase allows you to talk with a dedicated professional at any time without having to dial for an operator. You get direct access because that’s what you deserve.

#3. There is always a lifeline. When you are out on a business trip or vacation, emergencies can happen. Whether you need fast cash and emergency replacement of your Chase credit card, the global lifeline benefit from this provider allows you to get your needs met no matter what time of day it happens to be.

#4. You get purchase protection that is comprehensive. Your Chase credit card offers a protection against theft or damage on your purchases of up to $500 per claim. This is a maximum of $50,000 benefit per credit card account that you have. You are also able to extend the manufacturer’s warranties by an additional year on eligible warranties that are three years or less automatically with this credit card program.

#5. You can be reimbursed for faulty items that can Not be returned. Sometimes a store will not take back an item within 90 days of the purchase, even if it has broken down. Eligible items with your Chase credit card can be reimbursed, up to $500 per instance, for a total benefit of $1000 per year.

#6. Get a blueprint. Out of all the free features that a Chase credit card provides, the most important is the blueprint. This allows you to design plans which will help you avoid having to pay interest fees or will allow you to pay large purchases off quickly. When you can pay down your balance fast and see your spending in just a glance, you’ll be able to manage your debt more easily.

#7. Protect your travel. Whether your luggage gets lost, or your trip gets delayed, you can get some money back thanks to your Chase credit card. Trip delays are reimbursed up to $500 per ticket whenever a delay of 12 hours or more happens. If your luggage is lost, you are covered for up to $3,000 for every passenger. If you have a baggage delay, you may also get compensated.

A Chase credit card is a very useful tool.

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Christopher - BSc, MBA

With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.