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Scotiabank Passport Visa Infinite Card Review

    If you love to travel, the Scotiabank Passport Visa Infinite Card can be an essential part of your financial plan. It is the only credit card offering from a major bank than doesn’t require foreign transaction fees while providing six free lounge visits at airports during the year. New cardholders can earn over $1,100 in travel value during their first year – and even more, if you buy items outside of Canada frequently.

    The rewards program for the Scotiabank Passport Visa Infinite Card provides $100 in benefits for every 10,000 points earned. New cardholders can qualify for up to 30,000 bonus points when meeting specific guidelines, such as spending $1,000 in the first three months of receiving the line of credit.

    Although the card comes with a $139 annual fee, the minimum credit line, if approved, is $5,000. The interest rate on purchases is 19.99%, while it stands at 22.99% for cash advances – but those figures are subject to change.

    Rewards and Benefits of the Scotiabank Passport Visa

    When cardholders make purchases with the Scotiabank Passport Visa Infinite Card, they receive two rewards points for every $1 spent in an eligible category. Daily transit purchases, entertainment, dining, and grocery purchases are eligible..

    Users receive one point for every dollar spent on any other eligible purchase.

    When cardholders make a purchase outside of Canada, the foreign transaction fee gets waived. That means everyone can take advantage of a beneficial conversion rate when available without worrying about a significant cost. This benefit also applies to online purchases made in a foreign currency.

    If cardholders work with the Scotia Rewards Travel Service, a best-price guarantee ensures that they receive the lowest available rate. It is also possible to book online or through a travel agency while redeeming earned points.

    Account holders can also add the Scotiabank Passport Visa Infinite Card to their smartphone for comfortable payments. They also receive an Avis® Preferred Plus membership when approval for the line of credit gets finalized.

    How to Qualify for the Scotiabank Passport Visa Infinite Card

    Some people do not earn enough to qualify for an application to the Scotiabank Passport Visa Infinite Card. If you do not have provable assets of at least $60,000 or a minimum household income of $100,000, a different credit card is going to be a better option to consider.

    You can bypass the income qualifier if you have at least $250,000 of assets under management from a verifiable resource.

    Once applicants receive approval for their Scotiabank Passport Visa Infinite Card, they qualify for many exclusive benefits:

    1. Concierge Service

    The around-the-clock concierge services help cardholders reserve a table, find tickets, or create an itinerary.

    2. Hotel Benefits

    You will receive the best available rate. Automatic room upgrades happen when they are available. Users also receive free Wi-Fi in the room after checking in with this credit card.

    3. Dining and Wine Country Program

    This benefit enables cardholders to dine with some of the best and most prominent names in the industry in sophisticated and private settings. Enjoy meals paired with incredible bottles of wine. If you meet the income or asset management requirements, consider applying for the Scotiabank Passport Visa Infinite Card.


    Scotiabank PassportTM Visa Infinite* Card
    Scotiabank Passport Visa Infinite Card Application


    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.

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