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MBNA Best Western Rewards Mastercard® Review

    For those that love to travel (and staying at a Best Western hotel when doing so), the Best Western Mastercard® credit card might be a credit card worth looking into. It is linked to the Best Western Rewards loyalty program. Using the Mastercard helps cardholders earn points towards hotel stays and purchases at Best Western accommodations, which includes dining, gift cards, and online merchandise.

    This card has no annual fee. The “welcome offer” for this Mastercard is 20,000 Best Western rewards points earned after the first eligible purchase on the account. This equals out to the value of a night’s stay at most Best Western hotels. After that, cardholders earn five points for every dollar they charge on eligible purchases at Best Western hotels. One point is also earned for every dollar charged on all other spending. There is no cap on rewards that can be earned on the Mastercard each year,  and points don’t expire. Lastly, cardholders looking to redeem their points on hotel stays are given an exclusive reservation line, with no blackout dates. Clients also can take advantage of early check-in and late check-out times. Up to nine authorized users can be added to the credit card account at no additional cost.

    As a member of the Best Western Reward loyalty program, clients with this Mastercard can bonus-up on earning their points when staying at the hotel brand for more rewards and savings. Best Western Rewards has developed a five-tier system in their program; therefore, the higher a customer is on the tier level, the more points (and other benefits) they gain access to.

    When clients first use their Best Western Mastercard® credit card, they are automatically awarded “Gold Elite” status within this tier system. This opens up even more perks, which include the opportunity to earn added bonus points, exclusive rates on rooms, and complimentary water upon arrival. Cardholders who spend $10,000 or more on their Best Western Rewards Mastercard within one calendar year get bumped up to the higher “Diamond Elite” status within the rewards system, which offers everything mentioned above, plus even more ways to earn bonus rewards points.

    In addition to the rewards component to this Mastercard, there are also travel benefits for owning the card. The credit card comes with Car Rental Vehicle Collision Damage insurance, and cardholders can also save between 5% to 10% off Avis and Budget when renting a car in Canada, the United States, and internationally. Support around Lost Document and Ticket Replacement, as well as assistance for Lost Luggage, Pre-Trip Information, and Legal Assistance are provided for clients who might be struggling with an issue when they are far from home.

    The MBNA Best Western Rewards Mastercard also comes with everyday benefits for cardholders, including Purchase Assurance coverage for stolen or damaged items, and Extended Warranty (of one added year) on purchases made to the credit card. Emergency Card Replacement is also available, as well as credit increase decisions during normal business hours (when clients are in a pinch), and cash advances are possible at ATMs all across the globe. The Zero Liability feature gives clients peace of mind that they won’t be held accountable for any unauthorized and fraudulent charges conducted online or in-person.

    Lastly, as this is a “Mastercard”, customers have peace of mind knowing that their card will be accepted virtually anywhere worldwide. Plus, the credit card is also attached to MBNA, where accounts can easily be managed and monitored using the company’s mobile app. From viewing statements to transactions, making payments, updating personal profiles, balance transfers, adding authorized users to the credit card, and more, the app is an easy way to stay on top of credit card spending. The MBNA Best Western Rewards Mastercard can also be added to Apple Pay wallets on any Apple smartphone or tablet.

    To learn more about the MBNA Best Western Rewards Mastercard or apply online, visit Best Western Mastercard® credit card.

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.

    Christopher - BSc, MBA

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.