TD Aeroplan Visa Infinite Card Review

  • 3 min read

If you travel frequently, then the TD Aeroplan Visa Infinite credit card might be something for you to consider. Earn Aeroplan points when using the credit card, and gain access to exclusive benefits and perks along the way. As an Aeroplan Visa Infinite cardholder, you earn 1.5 Aeroplan points for every dollar charged on your credit card when making eligible grocery and gas purchases, as well as Air Canada spending, which includes Air Canada Vacations.

You can also earn one point for every dollar charged on your card for anything else. Plus, you can collect double the points when you charge purchases on your Visa Infinite by providing your Aeroplan rewards number at over 179 retailers and more than 150 partner brands through the Aeroplan eStore. As long as your TD Aeroplan Visa Infinite credit card is active and in good standing, your points will not expire.

When redeeming Aeroplan points, you are promised no blackout dates or seat restrictions from Air Canada. In fact, all seats available for purchase are also available for redemption through the Aeroplan program. You can also use your points for anything related to travel, including car rentals and hotel rooms. Points can also be redeemed for things like gift cards and merchandise.

The welcome offer on the TD Aeroplan Visa Infinite card is substantial. You earn 10,000 bonus points after you make your first purchase, and collect a “Bonus Buddy Pass”, which allows you to “bring along a friend” when you reserve an economy ticket through Air Canada. This one-time “Buddy Pass” flight is obtained when you charge $1,000 on your card within the first three months of opening your new account, and you have a year to use it. Plus, you get an annual-fee rebate for the primary cardholder on the account, as well as one added cardholder, for the first year. That’s a value of over $200 in savings.

In addition to the rewards component of the TD Aeroplan Visa Infinite, there are other perks. Primary cardholders, as well as additional cardholders on the account, enjoy one checked bag for free (up to 50 lbs) when they travel through Air Canada. Travel companions (up to eight individuals) on the same reservation are included in this offer, too. You can also enroll for NEXUS and get a rebate on your application fee of up to $100 CAD, once every 48 months. Until November 7, 2021, you can earn 1.5 bonus points for every dollar spent at certain Starbucks locations. Some conditions may apply.

Travel benefits linked to the Visa Infinite include Travel Medical Insurance, Trip Cancellation/Trip Interruption Insurance, Flight/Trip Delay Insurance, Delayed or Lost Baggage, Common Carrier Travel Insurance, Auto Rental Collision/Loss Damage Insurance, and more. Visa Infinite provides cardholders a complimentary concierge service that can be reached 24/7 for help with travel, shopping, and reservation needs. Visa Infinite also offers exclusive access to culinary events, wine tours, golf promotions, and more.

Eligibility requirements include a minimum $60,000 annual income or combined household annual income of $100,000. You must be the age of majority, and a Canadian resident to apply.

For more information, visit TD® Aeroplan® Visa Infinite* Card.

Christopher - BSc, MBA

With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.