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American Express ®AIR MILES®* Cards Review

    As one of the first developed rewards-based customer loyalty programs,  Air Miles is not only popular, but very well known. Collect and redeem points for travel, hotel accommodations, vacation packages, plus merchandise, gift cards, and more. Most users, familiar with the program, love racking up those Miles! American Express offers a variety of credit card products linked to the Air Miles program. Clients can collect points on everyday spending, and double-up on rewards when they shop at partnered Air Miles retailers.

    For an overview of some Amex Air Miles credit cards, see below:

    American Express ®AIR MILES®* Gold Business Card

    Many owners love the idea of a business credit card that allows them to open up cash flow for their company. The American Express ®AIR MILES®* Gold Business Card provides that opportunity, as well as the chance to collect Miles points to redeem for personal use, or to place back into the company.

    The welcome offer on this credit card is 150 Miles if clients spend $1,000 within the first 90 days of card membership. There is no annual fee, and supplementary cards are free for authorized employee use, as well. Customers can earn one Air Mile for every $15 spent at eligible Air Miles partner retailers (excluding airmilesshops.ca), and one Air Mile for every $20 spent anywhere else.

    Added perks with this credit card include business management resources and tools to help with company budgeting. This includes access to the account online (24/7), alerts via email or text, as well as quarterly and annual expense reports to let the user monitor areas of spending.

    Plus, all Amex Air Miles Business cardholders are given up to $100,000 coverage in Travel Accident Insurance, whether they choose to hit the open road on a business trip or fly the friendly skies. Lastly, through American Express’s “Front of the Line” program, cardholders gain access to concerts, theater tickets, shopping experiences, and more. This program can be used for business or personal needs.

    American Express® AIR MILES®* for Business Card

    With a hefty welcome offer, faster and easier ways to earn points, plus added perks, the American Express® AIR MILES®* for Business Card may be the way to go. The sign-up bonus is 2,000 in Air Miles if $5,000 is charged to the account within the first 90 days of card membership.

    After that, customers can earn one Air Mile for every $10 spent at eligible Air Miles partner retailers (excluding airmilesshops.ca), and one Air Mile for every $15 spent elsewhere.

    Clients enjoy the same online business resources as with the American Express Air Miles Gold Business Card, access to the “Front of the Line” program, Travel Accident insurance, plus even more perks. Car Rental Theft and Damage, Flight Delay, Hotel/Motel Burglary, Baggage Delay, as well as Lost or Stolen Baggage Insurance is included with this Amex credit card. It also provides Buyer’s Assurance, Fraud Protection, and Purchase Protection plans.

    There is an annual fee of $180, and $50 for each supplementary cardholder.

    The American Express® AIR MILES®* Platinum Credit Card

    Lastly, for those looking for an Amex Air Miles credit card for personal use, there’s The American Express® AIR MILES®* Platinum Credit Card.

    Clients earn a welcome bonus of 2,000 Air Miles points when $1,500 is spent on the credit card within the first 90 days of the account being opened. After that, one Mile is collected for every $5 spent on eligible gas, transit, food, and drink in Canada, and one Mile is earned for every $10 spent on anything else.

    Much like the Amex Air Mile business card, the Platinum card allows customers to double the rewards when shopping at Air Miles retail partners, use the “Front of the Line” program for tickets and other exclusive entertaining experiences, and provides up to $100,000 in Travel Accident Insurance, Car Rental Theft, and Damage coverage, Buyer’s Assurance, and Purchase Protection plans.

    The annual fee for this credit card is $120. Additional cardholders can be added to the account for no added cost.

    Visit to learn more about the The American Express® AIR MILES®* Platinum Credit Card.

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.

    Christopher - BSc, MBA

    Christopher - BSc, MBA

    With over two decades of combined Big 5 Banking and Agency experience, Christopher launched Underbanked® to cut through the noise and complexity of financial information. Christopher has an MBA degree from McMaster University and BSc. from Western University in Canada.